​

Property: 153 Grosvenor Road, Rugby. CV21 3LB​​​

​

1. Purpose

We are offering a secured Angel finance opportunity to help us acquire more properties for our growing property business.

Our next purchase is 9 flats in Shenley Church End, Milton Keynes as detailed on our acquisitions page.

​

2. The Current Property

• Value: £225,000

• Mortgage: £135,000

• Equity: £90,000

• Rent: £1,200 per month

• Net Income: +£500 per month 

• Property held inside a dedicated SPV (Special Purpose Vehicle).

​

​

​

​

​

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

​

3. Your Input & Return

• Input: £75,000

• Monthly Return: £500

• Equivalent to: 8% per year

• Terms Available: 1, 2, or 4 years

• Full capital repayment guaranteed at end of term 

• Payments made from the rental income.

​

4. Security Provided to You

A. Preferential Shares

You receive a special class of shares that gives you:

• Priority to your monthly return

• Priority to capital repayment

• Protection against dilution

• No need to manage or run the SPV

​

B. Floating-Charge Debenture

You are also protected by a debenture that:

• Makes you a secured lender

• Gives you priority above our retained equity.

• Activates stronger rights if the SPV ever misses payments

• Allows intervention if needed

Together, these create strong security for your facility.

​

5. Exit Strategy

Your capital will be repaid through:

1. Refinancing the 9 flats we plan to acquire in Shenley or

2. Sale of our BTL property in Aylesbury or

3. Selling the property.

All exit options will be set out clearly in the loan agreement.

​

6. Legal Process

1. You choose the term.

2. Our solicitor prepares:

   • Loan agreement

   • Floating-charge debenture

   • Preferential share issuance

3. Documents are sent to you for review

4. Funds are transferred to our solicitor

5. Charge is registered at Companies House

Typical completion time: 7–10 working days.

​

7. Summary of Key Terms

• £500 monthly return

• 8% annual rate

• Terms: 1, 2, or 4 years

• Strong security package

• Capital repayment guaranteed at end of term 

• Legal documents prepared by a solicitor